![]() ![]() ![]() Now, dedicated bill storage locations don’t have to be anything fancy. It looks a little something like this: bill arrives, bill is paid, bill is filed, and bill is mailed.Īs you can see, it’s important to address each of these stages so bills don’t accidentally get lost or misplaced. What’s a bill life cycle? It’s just the natural progression a bill will take as soon as it arrives in your home or office. Create proper storage locations for bills.Ī convenient way to keep bills contained in your home or office is to simply have a dedicated storage locations for the life cycle of your bills. You may also want to include more details in your calendar, such as when specific bills arrive in the postal mail, payment grace periods, and when a bill posts to your account after payment. You can use a wall or digital calendar to track dates. Track your monthly bill due dates so you can plan out your expenses and spending accordingly. Use a monthly calendar to track due dates. Once you’ve made a list of all of your household accounts, you can you can then proceed to locate and round-up the most current bills in your home. You can either do this from memory (you might immediately recall you have monthly cell phone, cable, and electricity bills to pay each month, for example) or do some targeted research around the home.Ĭheck your desk and inbox for current bills and statements, review your bank statements and online accounts, checkbooks, and credit card statements for an idea of all of your billing accounts. You can get things started by doing some brainstorming to create a comprehensive list of household bill accounts along with their due dates. Identify bills to be organized.įirst things first, if you want to organize bills, you’ve got to have a handle on what you’re organizing. In this post, you’ll find a few simple ways to organize your bills so you can pay and file them in an orderly fashion.ĭo keep in mind, this is just one of many methods when it comes to organizing bills.įeel free to modify, change, and adapt this framework so it suits your personal needs and preferences. The best part about organizing bills is that once you set a system up, the rest falls into place.Īll you have to do is to maintain the system on a regular basis, and you’re good to go. Organizing bills should be one of the top organization projects in your home and office if you’re looking to keep your finances and business affairs in order. Lorie Marrero is the best-selling author of "The Clutter Diet: The Skinny on Organizing Your Home and Taking Control of Your Life" and the creator of how to organize bills at home or at work?ĭo you want to finally get a handle on your paperwork? If you frequently deposit checks, having a "For Deposit Only" rubber stamp is a nice time-saver for endorsing them. Keep a kit or drawer set up with your checkbook, deposit slips, envelopes, a letter opener, pens, address labels, stamps, payment coupon books, a calculator, and a stapler. Step 5: Make bill-paying easier and more pleasant with organized supplies. Paperless billing options are great for reducing clutter, but make sure you have a good backup system for keeping bills electronically and that paperless notifications prompt you strongly enough to remember to pay them. You can often do draft or credit card agreements with your vendors, and your bank's online bill paying service typically can be set up with recurring rules. Automating payments means you can let go of worrying about important accounts like your mortgage. Step 4: Decide which bills you can automate and how.Įlectronic payments are faster than handwritten checks and easier to track down if there is a problem plus, you lessen the risk of identity theft if your outgoing mail is stolen with your checks inside. Set up a quick bill filing system with a simple brown accordion folder with tabs marked January – December, it's more efficient than having individually named vendor files. ![]() If you have multiple department store accounts and credit cards, consolidate them by figuring out how to use one or two of them to pay the others off, and stop using as many as you can. Step 3: Simplify your bills and your filing. Play icon The triangle icon that indicates to play ![]()
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